Ever heard of Dave Ramsey? He’s got some great ways to change money habits. His “baby steps” are intentionally designed for long term change. His focus is on financial issues, but the disciplines you build while working toward financial goals will affect your WHOLE life. He’s also got some excellent materials for use with kids. As a family we have used many of his materials and listened to many of his podcasts. Check his resources out at:

Here’s another resource for change. This one focuses on participation, cooperation and attitudes within the family unit. If your family is struggling with any of those issues, be sure to check this out:

Although we haven’t used this specific program, we have used many similar ideas within our family. This particular program sounds like it is a fun addition to daily family life!

Here’s the thing: CHANGE doesn’t come without….CHANGE! How are you going to choose change, face change, and follow through with change? If you, as an adult, are having problems with change, imagine how hard it is for the rest of your family. Openly setting and sharing goals is a necessary first step. We all need encouragement and accountability if change is going to stick. Pick one thing to change today, then make the effort to do change together!